Therapy Covered By Insurance In Austin

Medically reviewed by Melissa Guarnaccia, LCSW
Updated November 21st, 2025 by BetterHelp Editorial Team

Many people seek therapy to address mental health symptoms or get support with life’s challenges. You can contact your insurance company for a list of in-network providers if you’re looking for therapy covered by insurance in Austin. Some Austin therapists on BetterHelp also accept insurance coverage.

Therapy with insurance, $19 average co-pay*

BetterHelp works with most major insurance plans so you can access therapy affordably. Insured members pay an average co-pay of around $19 per session.

Find a covered therapist

*Average co-pay based on insured BetterHelp members. Actual costs vary by plan, provider, and therapist availability.

How do I find therapy covered by insurance in Austin?

Some insurance plans help you pay for therapy sessions. If yours does, you can contact your insurance company for a list of in-network providers. 

Certain plans may already cover online therapy through BetterHelp, and we are working with select insurance carriers to join their network in Texas. Some providers in Austin on BetterHelp may now be in-network with certain health plans. Check in-network status on the BetterHelp website or by contacting your insurance provider.

Relief you need made possible. 

BetterHelp can help you find an in-network therapist who understands your needs and supports your goals. Coverage may vary by provider, plan, and therapist availability.

30,000+
licensed providers with diverse backgrounds and specialties
115+
clinical specialties and therapeutic approaches available
93%
find a provider who fits their unique needs, goals, and preferences
72%
report improvement in symptoms after receiving care through BetterHelp
Find your match

Source: State Of Stigma Report, 2025

How does BetterHelp work?

BetterHelp is a therapy platform that’s 100% online, which means users can connect with a licensed mental health care provider remotely. For non-insurance users, it works on a subscription basis, with the cost of online therapy through BetterHelp ranging from $70 to $100 per week, billed weekly or monthly. Your specific cost may vary based on your location, referral source, preferences, any applicable discounts, and therapist availability. You can fill out the BetterHelp onboarding questionnaire to get started.

How it works

1
Tailored match
We can match you with a licensed therapist. Select insurance plans are now accepted. Coverage may vary by plan, provider, and therapist availability.
2
Brief assessment
Answer a few questions about your needs, goals, and preferences to help us find your right match.
3
Start therapy
If your provider on BetterHelp is in-network, schedule one covered live-session each week.

How do I know if therapy is right for me?

You might benefit from therapy if you’re experiencing symptoms of a mental health condition or are looking for support in coping with stress or other challenges in daily life. A therapist can often help clients find clarity, develop healthy coping mechanisms, and feel heard and supported. 

If you’re not sure whether therapy may be right for you, it could help to read reviews from people who have worked with a therapist. You could also schedule a consultation or initial session with a therapist to discuss your concerns and get their opinion on whether therapy might be helpful for your needs.

30,000+ therapists with diverse specialties

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How soon can I meet with a therapist?

The timeline for meeting with a therapist can depend on many factors. Some providers may have a waiting list, while others may be able to see a new client days after they reach out for an appointment.

What types of care can I access through BetterHelp?

BetterHelp therapists are licensed providers who specialize in a variety of different mental health challenges and therapeutic approaches. You can use BetterHelp to get support for mental health concerns like depression, anxiety, low self-esteem, stress, or life challenges like relationship conflict or major transitions. The BetterHelp onboarding questionnaire asks about the type of concerns you’re facing so you can be matched with a provider accordingly. 

Who are the BetterHelp therapists?

Every BetterHelp therapist must meet several requirements. For example, they must have a relevant degree in their field, three or more years of experience, and more than 1,000 completed treatment hours. Each provider must also hold a license from their state board, whether they’re a licensed US psychologist (PhD/PsyD), licensed marriage and family therapist (LMFT), licensed clinical social worker (LCSW or LCSW-S), licensed professional counselor (LPC), licensed mental health counselor (LMHC), or similar. 

BetterHelp has a rigorous interview and background-check procedure, and less than a third of providers who apply to work on the platform are accepted. The BetterHelp matching process can help you connect with the right therapist for your needs.

Is online therapy more affordable than in-person therapy?

In many cases, online therapy can be more affordable than in-person therapy options. For example, the average in-person therapy session in the US can cost anywhere from $100–$350, depending on factors like therapist qualifications, location, and others. 

In contrast, online therapy subscriptions through a platform like BetterHelp ranges from $70 to $100 per week, billed weekly or monthly, with costs based on your location, referral source, preferences, any applicable discounts, and therapist availability. BetterHelp accepts HSA/FSA cards, and some BetterHelp providers may accept insurance (state-limited). For those who are not insured, discounts may be available.

+

In-Person Therapy

$100–$350 / session

BetterHelp Out of Pocket

$70–$100 / week *

What can I expect at my first therapy session?

Your initial session with a therapist will usually involve intake procedures. The therapist may ask you questions about your health history and the concerns you’re currently facing. Being open and honest with your therapist can help them learn about your challenges so they can understand how best to support you in your healing and growth journey.

You can connect with a therapist covered by 
your insurance

Flexible options, easy scheduling, and care that fits your life. Coverage may vary by plan, provider, and therapist availability.

Find a covered therapist

How can I get started with BetterHelp?

The first step toward receiving therapy through BetterHelp is getting matched with a therapist. To get matched, you’ll need to fill out a brief onboarding questionnaire, which asks questions about why you’re seeking therapy and what you’re looking for in a therapist. Based on this information, you can then get connected with a licensed therapist and then schedule your first appointment.

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The information on this page is not intended to be a substitution for diagnosis, treatment, or informed professional advice. You should not take any action or avoid taking any action without consulting with a qualified mental health professional. For more information, please read our terms of use.
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