Find Therapy Covered By Insurance In Fort Worth

Medically reviewed by Melissa Guarnaccia, LCSW
Updated February 12th, 2026 by BetterHelp Editorial Team

Therapy can help Texans work toward improved mental wellness. Many therapists in the area offer low-cost, in-network care. To find therapy covered by insurance in Fort Worth, you can check with your insurance company or explore BetterHelp providers in Texas who accept select plans. 

Therapy with insurance, $23 average co-pay*

BetterHelp works with most major insurance plans so you can access therapy affordably. Insured members pay an average co-pay of around $23 per session.

Find a covered therapist

*Average co-pay based on insured BetterHelp members. Actual costs vary by plan, provider, and therapist availability.

How do I find therapy covered by insurance in Fort Worth?

To get a list of mental health care providers who may have in-network status with your plan, contact your insurance provider. You may also be able to receive covered care via BetterHelp, as we are working with select insurance carriers to join their network in Texas. Some providers in Fort Worth on BetterHelp may already be in-network with certain health plans.

If your plan does not cover BetterHelp, you can still receive quality care via a flexible subscription model. The cost of online therapy with BetterHelp for non-insured users ranges from $70 to $100 per week, billed weekly or monthly. Costs are based on your location, referral source, preferences, any applicable discounts, and therapist availability.

Relief you need made possible. 

BetterHelp can help you find an in-network therapist who understands your needs and supports your goals. Coverage may vary by provider, plan, and therapist availability.

30,000+
licensed providers with diverse backgrounds and specialties
115+
clinical specialties and therapeutic approaches available
93%
find a provider who fits their unique needs, goals, and preferences
72%
report improvement in symptoms after receiving care through BetterHelp
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Source: State Of Stigma Report, 2025

Does BetterHelp accept insurance?

Some therapists on the platform BetterHelp partner with major insurance companies to provide affordable care, in-network care. With coverage, co-pays (the amount left to pay for care) average at around $23 per session, depending on therapist availability, your location, the type of treatment, and other factors.  

BetterHelp continues to work with major insurance companies across select states – including Texas – to enhance the number of available in-network therapists. This can reduce the cost of care for more individuals across the state. Clients can check a therapist's in-network status on the BetterHelp site. 

How does BetterHelp work?

When you sign up with BetterHelp, you’ll be asked a few questions about your needs and preferences regarding a therapist. Once matched, you can meet with your provider for talk therapy sessions via phone, video, or live chat. 

How it works

1
Tailored match
We can match you with a licensed therapist. Select insurance plans are now accepted. Coverage may vary by plan, provider, and therapist availability.
2
Brief assessment
Answer a few questions about your needs, goals, and preferences to help us find your right match.
3
Start therapy
If your provider on BetterHelp is in-network, schedule one covered live-session each week.

How do I know if therapy is right for me?

Research suggests that around 75% of people who participate in talk therapy benefit from it in some way. If you’re experiencing stressors or symptoms that are affecting your daily functioning or your well-being, a therapist can often help. If you’re unsure, scheduling a consultation or initial session with a therapist can give you the chance to ask questions and share your needs. You can also get the provider’s opinion on whether therapy may be able to help you on your journey toward meaningful growth and mental wellness.

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How soon can I meet with a therapist?

How soon you can meet with a therapist depends on various factors, such as the type of therapist and their availability. For example, some in-person providers may have waiting lists, or they may require that you schedule a consultation before you can have your first session. In many cases, online providers may be able to meet with clients sooner, but the timeline may still depend on the therapist’s availability, cancellation policy, etc.

What types of care can I access through BetterHelp?

Many different types of mental health care providers are available to support clients and their diverse needs through BetterHelp. A BetterHelp provider may be a licensed clinical social worker, a licensed professional counselor, a licensed marriage and family therapist (LMFT), or a similar type of qualified professional. They can provide talk therapy using various evidence-based approaches to treat many different concerns, from low self-esteem to the stress of major life transitions and symptoms of anxiety, depression, or other mental health conditions.

Who are the BetterHelp therapists?

BetterHelp therapists are trained, experienced, and licensed mental health care providers. They may hold a title like:

  • Licensed US psychologist (PhD/PsyD)
  • Licensed marriage and family therapist (LMFT)
  • Licensed clinical social worker (LCSW)
  • Licensed professional counselor (LPC)
  • Licensed mental health counselor (LMHC)
  • A title related to a similar professional license recognized in their state

Therapists who offer services through BetterHelp are also required to have at least three years of experience, including a minimum of 1,000 hours of clinical mental health care practice. 

Is online therapy more affordable than in-person therapy?

The average cost of an in-person therapy session without coverage from insurance plans can range from $100–$350 depending on location, therapy type, and other factors. Online therapy sessions tend to cost less on average, since virtual providers may not have overhead expenses like office rent. For example, BetterHelp costs $70–$100 per week, billed weekly or monthly. Discounts may be available for non-insured users.

In-Person Therapy

$100–$350 / session

BetterHelp Out of Pocket

$70–$100 / week *

What can I expect at my first therapy session?

Your first therapy session will usually involve an intake interview. During this interview, the therapist asks questions to understand your health history and why you’re seeking therapy. They typically aim to make you feel safe and heard, inviting you to share what you feel comfortable with. It’s usually not until the second or third session that you and your provider can then start working through the challenges that brought you in.

You can connect with a therapist covered by 
your insurance

Flexible options, easy scheduling, and care that fits your life. Coverage may vary by plan, provider, and therapist availability.

Find a covered therapist

How can I get started with BetterHelp?

Getting started with BetterHelp involves filling out a brief onboarding questionnaire, which asks about why you’re seeking therapy and what you’re looking for in a therapist. Once matched, you can schedule your first session, which can take place via phone, video, or live chat.

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This article provides general information and does not constitute medical or therapeutic advice. Mentions of diagnoses or therapy/treatment options are educational and do not indicate availability through BetterHelp in your country.
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