Therapy Covered by Insurance in Jacksonville for Mental Health

Medically reviewed by Nikki Ciletti, M.Ed, LPC
Updated July 30th, 2026 by BetterHelp Editorial Team

BetterHelp insurance availability, coverage, and cost may vary by state, plan, provider network, therapist availability, and deductible status.

Therapy covered by insurance in Jacksonville may be available, depending on your plan. One way to find it is to ask your insurance company for a list of in-network therapists. You might also explore BetterHelp, which accepts major insurance plans. Insurance availability and coverage may vary by state, plan, provider network, and therapist availability. BetterHelp therapy can be affordable even without insurance.

The same therapy you trust, with the option to use insurance

BetterHelp accepts insurance through major insurance plans, giving members more ways to access online therapy. Insurance availability and coverage may vary by state, plan, provider network, therapist availability, and deductible status.*

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How do I find therapy covered by insurance in Jacksonville?

There are a number of different ways you can find therapy covered by your insurance in Jacksonville. One way is to check with your insurance company for a list of in-network providers. Many insurance companies have online portals where you can search for providers in your area who offer clinical mental health counseling.

If you are interested in online therapy, you can consider using a platform like BetterHelp. BetterHelp accepts major insurance plans and is working with select insurance carriers to expand access in Florida. You can review available options on the BetterHelp website during signup or contact your insurance carrier for plan details. Insurance availability and coverage may vary by state, plan, provider network, and therapist availability.

How does BetterHelp work?

BetterHelp is an online therapy platform that allows individuals to connect with a licensed therapist for virtual mental health counseling. To sign up, you can fill out a short questionnaire, and you can then be matched with a therapist based on your unique needs and preferences. Once you have been matched, you can schedule live therapy sessions. You can fund your therapy either by paying for your own membership or, where available, through insurance options. BetterHelp accepts major insurance plans. Insurance availability and coverage may vary by state, plan, provider network, and therapist availability.

Therapy with insurance, $23/session avg copay*

Eligible members may be able to access online therapy with an average copay of $23. Insurance coverage may vary by plan, provider, and availability.

Find a covered therapist

*Insurance availability, coverage, and cost may vary by state, plan, provider network, therapist availability, and deductible status.

How do I know if therapy is right for me?

Therapy can be beneficial for addressing a wide range of mental health conditions and concerns, including low self-esteem, relationship challenges, life transitions, anger management, anxiety, depression, post-traumatic stress disorder, bipolar disorder, borderline personality disorder, and more. In addition, therapy can be beneficial for improving overall emotional well-being and quality of life.

How soon can I meet with a therapist?

How long it takes to start meeting with a therapist can vary widely depending on a range of factors, like the avenue or platform you’re using, the type of therapy you’re seeking, your location, and the availability of providers. With BetterHelp, the timeline usually depends on therapist availability.

Effective online therapy, with insurance options

Get started to explore online therapy with insurance. Eligible members may be able to access online therapy with an average copay of $23.* Insurance availability, coverage, and cost may vary by state, plan, provider network, therapist availability, and deductible status.

Find a covered therapist

What types of care can I access through BetterHelp?

BetterHelp offers individual therapy for a wide range of concerns. On the platform, you can find therapists skilled in helping individuals with many different mental health concerns using various therapy approaches, such as cognitive behavioral therapy, dialectical behavior therapy, acceptance and commitment therapy, solution-focused therapy, and more.

Who are the BetterHelp therapists?

Therapists on the BetterHelp platform are trained and experienced mental health professionals who hold a recognized professional license in their state and/or jurisdiction. The therapists on the platform bring a diverse range of experiences in the mental health field and hold licenses such as:

  • Licensed clinical social worker
  • Licensed mental health counselor
  • Licensed marriage and family therapist
  • Licensed psychologist

In addition to being qualified and licensed by their respective state boards, therapists on BetterHelp are all required to have a relevant academic degree, at least three years of experience, and at least 1,000 hours of hands-on experience. BetterHelp therapists practice many different evidence-based therapy approaches, from trauma-informed therapy to dialectical behavioral therapy and more.

Is online therapy more affordable than in-person therapy?

In many cases, yes. The cost of therapy can vary based on a number of factors, and the most affordable option for each person may depend on their insurance coverage, location, and other factors.

While in-person therapy typically costs around $100-350 per session without insurance, online therapy through BetterHelp (without insurance) ranges from $70–100 per week, with the exact cost depending on your location, preferences, referral source, therapist availability, and applicable discounts.

BetterHelp accepts major insurance plans, and insurance options may be available for some Florida health plans, which may reduce the cost of care for eligible members. Eligible members’ average copay is about $23 per session. Insurance availability, coverage, and cost may vary by state, plan, provider network, therapist availability, and deductible status.

In-Person Therapy

$100–$350 / session

BetterHelp Out of Pocket

$70–$100/week**

*Insurance availability, coverage, and cost may vary by state, plan, provider network, therapist availability, and deductible status.

**Subscription pricing is based on factors such as your location, referral source, preferences, therapist availability and any applicable discounts or promotions that might apply.

What can I expect at my first therapy session?

The first therapy session is typically focused on the therapist getting to know you and the circumstances that brought you to therapy. Your therapist may ask you questions about your life and the concerns you are experiencing, as well as any goals you have for your time in therapy. Your therapist may also provide information about the therapy process and give you a chance to ask any questions you may have.

How can I get started with BetterHelp?

Getting started with BetterHelp is quick and easy. Simply fill out a brief questionnaire, and then you can be matched with a therapist based on your needs and preferences.

Does BetterHelp accept insurance?

Yes. BetterHelp accepts major insurance plans. Insurance availability, coverage, and cost may vary by state, plan, provider network, therapist availability, and deductible status. Eligible members’ average copay is $23 per session. Check your in-network status on the BetterHelp site through the sign up flow.

For additional help and support with your concerns

This article provides general information and does not constitute medical or therapeutic advice. Mentions of diagnoses or therapy/treatment options are educational and do not indicate availability through BetterHelp in your country.

BetterHelp insurance availability, coverage, and cost may vary by state, plan, provider network, therapist availability, and deductible status.

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