Online Therapy Covered By Insurance In Plano

Medically reviewed by Andrea Brant, LMHC
Updated January 15th, 2026 by BetterHelp Editorial Team

Getting a list of in-network providers from your insurance company is one way to find therapy covered by insurance in Plano. You can also check the BetterHelp site for a list of covered providers. Some BetterHelp therapists who serve Plano now accept select insurance plans. Even without insurance, flexible and affordable BetterHelp subscriptions range from $70 to $100 per week based on your location, referral source, preferences, any applicable discounts, and therapist availability.

Therapy with insurance, $19 average co-pay*

BetterHelp works with most major insurance plans so you can access therapy affordably. Insured members pay an average co-pay of around $19 per session.

Find a covered therapist

*Average co-pay based on insured BetterHelp members. Actual costs vary by plan, provider, and therapist availability.

How do I find therapy covered by insurance in Plano?

You can find therapy in Plano by checking your insurance company’s directory for a list of local or online therapists who are in-network. BetterHelp is collaborating with select insurance companies to join their networks in Texas. Some BetterHelp therapists in Plano may now offer counseling services that are covered by certain health insurance plans.

Relief you need made possible. 

BetterHelp can help you find an in-network therapist who understands your needs and supports your goals. Coverage may vary by provider, plan, and therapist availability.

30,000+
licensed providers with diverse backgrounds and specialties
115+
clinical specialties and therapeutic approaches available
93%
find a provider who fits their unique needs, goals, and preferences
72%
report improvement in symptoms after receiving care through BetterHelp
Find your match

Source: State Of Stigma Report, 2025

How does BetterHelp work?

BetterHelp works completely online, allowing you to have remote therapy sessions via phone, video call, or live chat. To get started, you can fill out a brief questionnaire about your needs and preferences in a therapist and get matched with a licensed provider accordingly.

How it works

1
Tailored match
We can match you with a licensed therapist. Select insurance plans are now accepted. Coverage may vary by plan, provider, and therapist availability.
2
Brief assessment
Answer a few questions about your needs, goals, and preferences to help us find your right match.
3
Start therapy
If your provider on BetterHelp is in-network, schedule one covered live-session each week.

How do I know if therapy is right for me?

Many people can benefit from therapy, whether they’re experiencing mental health symptoms or other life challenges. BetterHelp has a diverse network of more than 30,000 licensed therapists, which may make it easier to be matched with a therapist who has knowledge of how to provide mental health treatment for your specific areas of concern. 

30,000+ therapists with diverse specialties

Popular areas our licensed professionals support
Get started

How soon can I meet with a therapist?

How soon you’ll be matched with a BetterHelp therapist depends on availability. Once you are matched with a mental health care provider, you can sign in to the platform and choose an open time slot for your initial session.

What types of care can I access through BetterHelp?

BetterHelp therapists can provide support for symptoms of various mental health conditions or other challenges using a diverse array of evidence-based treatments, including but not limited to:

  • Dialectical behavior therapy (DBT)
  • Cognitive behavioral therapy (CBT)
  • Acceptance and commitment therapy (ACT)

Therapists can also help you develop healthy coping mechanisms to manage major life transitions, relationship conflict, grief, or other concerns. In therapy, you can cultivate personal growth, and work toward living a more fulfilling life. 

Who are the BetterHelp therapists?

BetterHelp therapists include a diverse array of mental health professionals, such as:

  • Licensed professional counselors
  • Licensed clinical social workers
  • Licensed mental health counselors
  • Licensed marriage and family therapists
  • Clinical psychologists

The provider you meet with can help you address mental health challenges and develop healthy coping mechanisms for life stressors.

Is online therapy more affordable than in-person therapy?

It can be. Online therapy is often more affordable than in-person therapy without insurance coverage. For example, BetterHelp subscriptions range from $70 to $100 per week(without insurance), billed weekly or monthly, compared to an average of $100 to $350 for one in-office therapy session. The cost of mental health treatment may vary by location, therapist experience, and other factors. Also, some BetterHelp therapists who serve Plano may now accept select insurance plans. Co-pays for eligible plans average about $19 per week.

In-Person Therapy

$100–$350 / session

BetterHelp Out of Pocket

$70–$100 / week *

What can I expect at my first therapy session?

During your first therapy session, you can expect to have the opportunity to get to know your therapist. You can ask about your provider’s background, professional training, and experience as a therapist. They will also typically aim to create a supportive environment where you feel comfortable opening up about the challenges you’re experiencing. During future sessions, you’ll typically dig deeper into the concerns you’re facing and learn healthy coping strategies for symptoms or stressors.

You can connect with a therapist covered by 
your insurance

Flexible options, easy scheduling, and care that fits your life. Coverage may vary by plan, provider, and therapist availability.

Find a covered therapist

How can I get started with BetterHelp?

To get started with BetterHelp, you can navigate to the Get Started page and fill out a brief questionnaire. This questionnaire allows you to express any preferences you have for finding a therapist, such as their gender, age range, or sexual orientation. Once matched, you can sign in to your account and select an available time slot to meet with your therapist virtually.

For additional help and support with your concerns
The information on this page is not intended to be a substitution for diagnosis, treatment, or informed professional advice. You should not take any action or avoid taking any action without consulting with a qualified mental health professional. For more information, please read our terms of use.
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