Therapy Covered by Insurance in Plano for Mental Health

Medically reviewed by Andrea Brant, LMHC
Updated July 30th, 2026 by BetterHelp Editorial Team

BetterHelp insurance availability, coverage, and cost may vary by state, plan, provider network, therapist availability, and deductible status.

Getting a list of in-network providers from your insurance company is one way to find therapy covered by insurance in Plano. You can also check the BetterHelp site for available insurance options. BetterHelp accepts major insurance plans. Insurance availability and coverage may vary by state, plan, provider network, and therapist availability. Even without insurance, flexible and affordable BetterHelp subscriptions range from $70 to $100 per week based on your location, referral source, preferences, any applicable discounts, and therapist availability.

The same therapy you trust, with the option to use insurance

BetterHelp accepts insurance through major insurance plans, giving members more ways to access online therapy. Insurance availability and coverage may vary by state, plan, provider network, therapist availability, and deductible status.*

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How do I find therapy covered by insurance in Plano?

You can find therapy in Plano by checking your insurance company’s directory for a list of local or online therapists who are in-network. BetterHelp is collaborating with select insurance companies to expand access in Texas. BetterHelp accepts major insurance plans. Insurance availability and coverage may vary by state, plan, provider network, and therapist availability.

How does BetterHelp work?

BetterHelp works completely online, allowing you to have remote therapy sessions via phone, video call, or live chat. To get started, you can fill out a brief questionnaire about your needs and preferences in a therapist and get matched with a licensed provider accordingly.

Effective online therapy, with insurance options

Get started to explore online therapy with insurance. Eligible members may be able to access online therapy with an average copay of $23.* Insurance availability, coverage, and cost may vary by state, plan, provider network, therapist availability, and deductible status.

 Find a covered therapist

How it works

1
Brief assessment
Answer a few questions about how you’re feeling and your goals.
2
Tailored match
We can match you with a licensed therapist, which can happen in as little as 48 hours.
3
Start therapy
Message your therapist any time. Schedule one live session per week.

How do I know if therapy is right for me?

Many people can benefit from therapy, whether they’re experiencing mental health symptoms or other life challenges. BetterHelp has a diverse network of more than 30,000 licensed therapists, which may make it easier to be matched with a therapist who has knowledge of how to provide mental health treatment for your specific areas of concern.

How soon can I meet with a therapist?

How soon you’ll be matched with a BetterHelp therapist depends on availability. Once you are matched with a mental health care provider, you can sign in to the platform and choose an open time slot for your initial session.

What types of care can I access through BetterHelp?

BetterHelp therapists can provide support for symptoms of various mental health conditions or other challenges using a diverse array of evidence-based treatments, including but not limited to:

  • Dialectical behavior therapy (DBT)
  • Cognitive behavioral therapy (CBT)
  • Acceptance and commitment therapy (ACT)

Therapists can also help you develop healthy coping mechanisms to manage major life transitions, relationship conflict, grief, or other concerns. In therapy, you can cultivate personal growth and work toward living a more fulfilling life.

Who are the BetterHelp therapists?

BetterHelp therapists include a diverse array of mental health professionals, such as:

  • Licensed professional counselors
  • Licensed clinical social workers
  • Licensed mental health counselors
  • Licensed marriage and family therapists
  • Clinical psychologists

The provider you meet with can help you address mental health challenges and develop healthy coping mechanisms for life stressors.

Is online therapy more affordable than in-person therapy?

It can be. Online therapy is often more affordable than in-person therapy without insurance coverage. For example, BetterHelp subscriptions range from $70 to $100 per week (without insurance), billed weekly or monthly, compared to an average of $100 to $350 for one in-office therapy session. The cost of mental health treatment may vary by location, therapist experience, and other factors. BetterHelp also accepts major insurance plans. Eligible members’ average co-pay is about $23 per session.

Therapy Cost Comparison by Payment Option
Therapy payment optionTypical cost per sessionWhat to know
Online Therapy with BetterHelp (Insurance Accepted)$23 average copay*BetterHelp accepts major insurance plans. Coverage depends on plan and availability.*
BetterHelp Without Insurance$70–$100 per weekSubscription-based pricing with no copays or session limits. Financial aid available for those who qualify.
In-Person Therapy Without Insurance$100–$350 per sessionCosts vary by location, provider credentials, and specialty. Often higher without insurance coverage.

*Insurance availability, coverage, and cost may vary by state, plan, provider network, therapist availability, and deductible status.

What can I expect at my first therapy session?

During your first therapy session, you can expect to have the opportunity to get to know your therapist. You can ask about your provider’s background, professional training, and experience as a therapist. They will also typically aim to create a supportive environment where you feel comfortable opening up about the challenges you’re experiencing. During future sessions, you’ll typically dig deeper into the concerns you’re facing and learn healthy coping strategies for symptoms or stressors.

How can I get started with BetterHelp?

To get started with BetterHelp, you can navigate to the Get Started page and fill out a brief questionnaire. This questionnaire allows you to express any preferences you have for finding a therapist, such as their gender, age range, or sexual orientation. Once matched, you can sign in to your account and select an available time slot to meet with your therapist virtually.

Does BetterHelp accept insurance?

Yes. BetterHelp accepts major insurance plans. Insurance availability and coverage may vary by state, plan, provider network, and therapist availability. Eligible members’ average copay is $23 per session. Check your in-network status on the BetterHelp site through the sign up flow.

For additional help and support with your concerns

This article provides general information and does not constitute medical or therapeutic advice. Mentions of diagnoses or therapy/treatment options are educational and do not indicate availability through BetterHelp in your country.

BetterHelp insurance availability, coverage, and cost may vary by state, plan, provider network, therapist availability, and deductible status.

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