do you accept pay through Insurance like Florida Blue

Hello and thank you for reaching out. We do not take any Insurance. We do offer various payment plans that may work for you. We also have a form of financial aid that is offered. We hope that one of these plans works for you and that you are able to take advantage of our professional services. 

In regards to people where you live not fully being accepting to others sexual preferences:

When coming out to others, consider the following: Pick someone who you feel you trust and is supportive to be the first person you come out to. This is important in order to have the proper support.

When you come out, think about what you want to say and choose the time and place carefully based on what will be most safe and supportive. You don't want to be interrupted by distractions.

Be prepared for an initially negative reaction from some people. Some people need more time than others to come to adjust to what they have heard from you. Don’t be hard on yourself if you don’t initially get the reaction you wanted. This can be very difficult and disappointing.

Remember that you have the right to be who you are, and to be out and open about all important aspects of your identity including your sexual orientation. In no case is another person’s rejection evidence of your lack of worth or value.

If you have already come out to others whom you trust, alert them that you are coming out and make time to talk afterward about how things went. Find trusted allies who can help you cope with your experiences.

Get support and use the resources available to you. Support and resources are important to have when dealing with difficult situations. Look to see what your community offers. The more prepared you are with resources the better equipped you will be to handle the unexpected that may come.

Make sure to seek out a therapist if you feel that you need professional help. When choosing a therapist make sure that they specialize in the area of your concern.

Frequently Asked Questions (FAQs)

Does BetterHelp take insurance?

Yes. Many providers on BetterHelp now accept major insurance carriers. In many states, certain therapists on BetterHelp may be in-network with certain insurance plans. Coverage depends on your plan, provider, and availability. When sessions are covered, members who have a copay typically pay an average of about $19 per session.

What insurance plans are accepted on BetterHelp?

Many independent providers on BetterHelp accept insurance from major carriers, including Cigna, UnitedHealthcare, and several state-specific Blue Cross Blue Shield plans such as Anthem, CareFirst, and Highmark. Coverage varies by state and by provider availability.

Don’t see your insurance plan? BetterHelp is working with major insurance carriers across the United States to provide affordable therapy through insurance. Until then, our flexible subscription model continues to be an option to receive quality care from our extensive therapist network, with subscriptions around $70-$100/week*.

*Subscription pricing is based on factors such as your location, referral source, preferences, therapist availability and any applicable discounts or promotions that might apply.

What types of therapy are typically covered by insurance?

Insurance often covers individual therapy, family and couples counseling (when deemed medically necessary), psychiatric services including medication management, and online therapy options. Please note that providers on BetterHelp do not prescribe medications. 

Contact your insurance provider directly using the number on your insurance card, check online member portals, or ask your therapist to verify your coverage to learn more.

What costs should I expect when using insurance for therapy?

You may have copays, coinsurance, deductibles, and other out-of-pocket expenses depending on your plan. Reviewing your insurance coverage can help you understand these costs.

If insurance doesn’t fully cover therapy costs, there are options that include:

• Using health savings accounts (HSA) or flexible spending accounts (FSA)
• Seeking providers who offer sliding scale fees or payment plans
• Exploring community mental health resources
• Checking with your employer to see if they offer EAPs that provide free or low-cost therapy sessions to employees and their families

How can I find out if my insurance covers therapy?

To find out if your insurance covers therapy, start by calling the customer service number on the back of your insurance card. 

Provide your policy details and ask specific questions about your mental health benefits, including:

• Coverage for therapy sessions
• Copays
• Session limits
• Whether your preferred therapist is an in-network provider

You can also ask your therapist or their office to verify your insurance coverage before beginning treatment. Additionally, many insurance companies offer online member portals where you can check your coverage details and find in-network therapists.

Is online therapy covered the same as in-person therapy?

Yes, many insurance plans cover online therapy (telehealth) at the same level as in-person therapy sessions. 

Under federal laws like the Affordable Care Act and the Mental Health Parity and Addiction Equity Act, insurance companies are required to provide comparable coverage for mental health care delivered via telehealth. Coverage applies when services are provided by licensed therapists or providers.