Is there anyway to just pay per session? It’s saying I would have to pay like 250 dollars.

BetterHelp operates on a subscription model rather than a pay-per-session structure. The subscription provides access to online therapy with weekly live sessions, in-app messaging, journaling tools, and group educational sessions.

BetterHelp also accepts insurance through many major insurance options for online therapy, so insurance may be an option for accessing therapy. When therapy is covered by insurance, eligible members' average copay is $23 per session.

Insurance availability and coverage may vary by state, plan, provider network, and therapist availability. Members can check their in-network status on the BetterHelp site during the sign-up flow.

Many people can use Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA) to help pay for therapy services, as therapy is generally considered a qualified medical expense.

BetterHelp also offers financial aid for people who qualify; the discount is instant and based on a good-faith representation of your finances. You can apply when entering your payment details.

If a plan isn't available at this time, BetterHelp's flexible subscription model—starting around $70 to $100 per week—is a quality alternative for accessing therapy. Get started with BetterHelp.

Frequently asked questions about BetterHelp pay per session and insurance

Does BetterHelp accept insurance?

Yes. BetterHelp accepts insurance through many major insurance plans. Insurance availability and coverage may vary by state, plan, provider network, and therapist availability.

What does the average copay look like for eligible members?

Eligible members' average copay is $23 per session. Cost may vary based on deductible status, copays, coinsurance, and individual plan benefits.

Which major carriers work with BetterHelp providers?

Many providers on BetterHelp participate in major networks such as Cigna, Aetna, and UnitedHealthcare, along with regional Blue Cross Blue Shield plans including Anthem, CareFirst, and Highmark. Availability varies by plan, location, and provider network.

How can I check in-network status?

During sign-up, members can enter their insurance information on the BetterHelp site to view available options, estimated costs, and plan details.

What if insurance isn't available in my state?

If a plan isn't available at this time, BetterHelp's flexible subscription model—starting around $70 to $100 per week—is a quality alternative for accessing therapy.

Can I use HSA or FSA funds for therapy?

Many people can use HSA or FSA funds to help pay for therapy services, as therapy is generally considered a qualified medical expense. Eligibility may vary, so members should verify with their plan administrator.

What if I can't afford therapy right now?

BetterHelp offers financial aid for people who qualify; the discount is instant and based on a good-faith representation of your finances. You can apply when entering your payment details.

How does the subscription option compare when insurance doesn't apply?

The subscription model provides another way to access care, with plans typically ranging from $70 to $100 per week that include weekly sessions plus messaging, journaling, worksheets, and group sessions.