Recognizing Risk Factors And Mental Health Impacts Of Late-Onset Alzheimer's Disease

Medically reviewed by Melissa Guarnaccia, LCSW
Updated February 4th, 2026 by BetterHelp Editorial Team

Late-onset Alzheimer’s disease often unfolds in subtle ways at first, eventually affecting memory, personality, and function over time. This form of dementia doesn’t make its presence known until after the age of 65. While there is currently no way to stop the disease entirely, understanding its landscape may allow for earlier support, better planning, and a more prepared response. Here, we’ll explore potential risk factors for late-onset Alzheimer’s disease, how it can shape the mental health of individuals and caregivers, and the mental and emotional challenges that often accompany the condition. 

Get support in navigating a difficult diagnosis

Dementia vs. Alzheimer’s disease

Understanding the difference between dementia and Alzheimer’s disease can be helpful when examining the symptoms of late-onset Alzheimer’s disease within the broader category of age-related cognitive disorders.

Dementia is not a specific illness, but a collection of symptoms that involve a significant decline in memory, reasoning, language, and other thinking abilities. Multiple conditions can cause dementia, including vascular dementia, Lewy body dementia, frontotemporal disorders, and Alzheimer's disease, which is the most common cause.

Some key points that outline the basics of dementia and Alzheimer’s include:

  • Dementia is a symptom group, not a disease
  • Dementia is a symptom of an illness or injury, not a normal part of aging
  • Alzheimer’s is a disease, and the most common cause of dementia
  • Late-onset Alzheimer’s usually presents with memory-related issues as the first sign
  • Dementia from other causes may present differently—for example, mood changes or movement issues may appear earlier in Lewy body or vascular dementia

Understanding the distinctions may help families better recognize symptoms if they appear so they can pursue the most appropriate interventions.

Understanding Alzheimer’s disease

Alzheimer’s disease is a brain disorder that affects memory, thinking, and behavior, gradually damaging nerve cells and leading to long-term cognitive decline. These changes happen due to a buildup of abnormal proteins called amyloid plaques and tau tangles, which disrupt how brain cells communicate. 

Alzheimer’s is one of the most common neurodegenerative diseases. In the early stages, people may forget names or misplace items. Over time, they may have trouble with everyday tasks, conversations, and recognizing family members. Eventually, difficulty with basic motor skills and daily tasks occurs, resulting in the individual requiring round-the-clock care.

In other words, the disease progresses through stages. It often begins with mild cognitive impairment, where memory problems are noticeable, but daily life remains manageable. As it worsens, more help will be needed for basic tasks.

When symptoms begin before age 65, which is rare, it’s typically called early-onset Alzheimer’s disease. When symptoms start after age 65, it's known as late-onset Alzheimer’s disease, which is the most common form. 

What is late-onset Alzheimer’s disease?

Late-onset Alzheimer's disease generally develops after age 65. Unlike early-onset Alzheimer’s, which can appear as early as age 30 or 40, late-onset Alzheimer’s disease typically involves a slower progression and is much more common.

This form of the disease may initially resemble routine forgetfulness, such as misplacing items, forgetting appointments, or repeating questions. Over time, these signs intensify and will eventually affect one’s ability to live independently.

The progression of the disease typically follows these general stages:

  • Preclinical Alzheimer’s disease: No dementia or noticeable cognitive decline
  • Subjective memory loss: Personal concern over memory decline without external validation
  • Mild cognitive impairment: Objective signs of cognitive decline, though daily independence remains intact
  • Diagnosed with Alzheimer’s disease: Functional abilities begin to deteriorate, marking the transition from mild cognitive impairment to dementia.

Exploring symptoms and risk factors

There is currently no cure for Alzheimer’s disease. However, since late-onset Alzheimer’s disease is progressive, recognizing risk factors may help with prevention, and recognizing signs and symptoms early on if they occur can make a difference in care and planning. 

Note that Alzheimer’s disease is treated, in some cases, with certain medications that may help slow its progression or improve quality of life. Reaching out to your doctor or your loved one’s doctor can be recommended if you notice symptoms.

Signs and symptoms of late-onset Alzheimer’s disease 

The symptoms of late-onset Alzheimer’s disease tend to appear gradually and can be difficult to tell apart from natural aging at first. However, there are certain patterns worth noting. 

Common early signs may include:

  • Difficulty recalling recent conversations or events
  • Increased reliance on memory aids or others for reminders
  • Confusion about time or place
  • Trouble finding words or following conversations
  • Withdrawal from social or work activities

As the disease progresses, behavioral and psychological symptoms can emerge, such as:

  • Mood swings, anxiety, or mild apathy
  • Poor judgment or difficulty planning
  • Personality changes

Eventually, more severe symptoms appear. These may include:

  • Loss of recognition of family members
  • Inability to communicate clearly
  • Wandering
  • Agitation
  • Total dependence for activities of daily living

In the later stages, physical health declines, leading to loss of mobility, increased risk of infection, and potential complications such as aspiration pneumonia. Alzheimer’s is eventually fatal.

Risk factors for late-onset Alzheimer’s disease

Though studies regarding Alzheimer’s disease are ongoing, research suggests several risk factors may increase disease risk. While aging is the most significant of these, others include:

  • Family history: Those with a close relative who had Alzheimer’s are more likely to develop it.
  • Genetic variants: especially the presence of APOE ε4 allele
  • Cardiovascular health: Hypertension, obesity, and diabetes may increase vulnerability.
  • Traumatic brain injury: Past head trauma can raise long-term risk.

While these risk factors do not guarantee a diagnosis, they can provide guidance in identifying who may benefit from early screenings or lifestyle interventions.

Mental health impacts of Alzheimer’s disease

Living with Alzheimer's disease can have profound emotional and mental health impacts on those diagnosed and their loved ones. Many individuals with Alzheimer’s experience fear, confusion, or depression as they cope with the changes happening around and within them.

This distress is often greatest in the early and middle stages, when the individual is aware of their cognitive decline. As the disease advances, awareness may lessen, but anxiety and disorientation can persist.

How Alzheimer’s can impact individual's mental health 

The mental health challenges associated with Alzheimer’s disease can vary, but common effects include:  

  • Increased irritability or paranoia
  • Disrupted sleep-wake cycles
  • Feelings of helplessness or isolation
  • Reduced self-esteem as independence erodes

Managing these symptoms typically requires compassionate support strategies. Nonjudgmental communication, consistent routines, and engaging activities may ease psychological symptoms and foster positive connection.

The impacts of dementia and Alzheimer’s on loved ones and caregivers

Caring for someone with Alzheimer's disease can be emotionally and physically taxing. Family caregivers often shoulder the responsibility without formal training or support, potentially leading to burnout, depression, and even chronic mental health conditions. 

Common caregiver challenges that can impact mental health include:

  • Witnessing a loved one’s decline in cognition and personality
  • Balancing caregiving with work and family obligations
  • Navigating complex healthcare decisions
  • Facing financial challenges related to providing daily, unpaid care, if applicable, for years
  • Managing emotional grief and anticipatory loss

Can good mental health prevent dementia? 

Though there is no guaranteed method to prevent Alzheimer’s or dementia, research suggests that maintaining good mental and physical health throughout life may help reduce disease risk. Habits that support brain health, especially in midlife and beyond, may prevent or delay the onset of symptoms or lessen their severity.

Preserving mental wellness typically involves reducing stress, maintaining social connections, and engaging in intellectually stimulating activities. This form of cognitive resilience may help the brain compensate for age-related changes.

Alzheimer’s prevention tips

While there is currently no way to eliminate the risk of Alzheimer’s entirely, there are certain steps one can take that may help protect cognitive health:

  • Prioritize quality sleep, aiming for seven to nine hours per night
  • Engage in regular cardiovascular exercise like walking or swimming
  • Maintain nutrient-rich eating patterns as much as possible
  • Stay mentally active through reading, puzzles, or learning new skills
  • Cultivate meaningful social relationships
  • Manage chronic conditions like hypertension and diabetes
  • Avoid tobacco and limit alcohol use
  • Reduce stress through mindfulness or meditation
  • Get treatment for depression and other mental health conditions proactively
  • Stay informed through organizations like the Alzheimer’s Association

Get support in navigating a difficult diagnosis

How therapy can help

For both those living with mild Alzheimer's disease and their caregivers, therapy can offer a structured space to process complex emotions and adapt to changing realities. It can foster greater self-awareness, equip individuals with coping strategies, and provide emotional relief. Cognitive behavioral approaches, grief counseling, and supportive psychotherapy are common methods used to help individuals maintain a sense of control and dignity or support loved ones in processing a diagnosis.

The benefits of online therapy

For people who are navigating a dementia diagnosis or providing care for a loved one who has been diagnosed, traveling to in-person therapy appointments regularly is not always feasible. In such cases, online therapy can be a more convenient alternative, as it allows you to meet with a licensed therapist from the comfort of home. It also can also be more affordable than in-person therapy.

Many providers on BetterHelp now accept major insurance carriers. In many states, certain therapists on BetterHelp may be in-network with certain insurance plans. Coverage depends on your plan, provider, and availability. 

When sessions are covered, members typically pay an average copay of about $19 per session. Check your in-network status on the BetterHelp site. Coverage varies by state and provider availability.

Though more research is required regarding online therapy and Alzheimer's disease, studies suggest that virtual therapy can often be effective for treating symptoms of depression, anxiety, and other mental health conditions, which may occur alongside or as a result of a difficult diagnosis.

Takeaway

Late-onset Alzheimer’s disease can come with a significant emotional and physical toll. Understanding the risk factors, progression, and mental health implications may allow for more thoughtful planning and compassionate care.

By looking out for early symptoms, advocating for timely evaluation to diagnose Alzheimer’s disease, and seeking professional therapy and care, individuals and caregivers can navigate this complex condition with more confidence and less fear. While no one can fully prepare for the road ahead, knowledge and support can make a meaningful difference in the journey.

Explore emotions related to Alzheimer's Disease
The information on this page is not intended to be a substitution for diagnosis, treatment, or informed professional advice. You should not take any action or avoid taking any action without consulting with a qualified mental health professional. For more information, please read our terms of use.
Get the support you need from one of our therapistsGet started