Therapy Covered By Insurance in Miami

Those living in Miami might seek a therapist’s support for mental health symptoms or life challenges. To find therapy covered by insurance in Miami, you can ask your insurance company for a list of in-network providers. Some Miami-based therapists on BetterHelp may now be in-network with certain plans too, and BetterHelp can be an affordable option for many even without insurance.

How do I find therapy covered by insurance in Miami?

If you’re looking for in-person sessions, it can be helpful to contact your insurance provider. They can give you more information about the types of services and specific mental health care providers that are covered by your plan. 

Another option is to try online therapy. BetterHelp is working to join select insurance carriers’ networks, and some Miami-based BetterHelp providers may be in-network with specific insurance plans. You can check the BetterHelp website or contact your insurance provider to confirm whether specific providers are in-network. The BetterHelp platform also accepts HSA and FSA cards, and most HSA/FSA providers recognize BetterHelp as an eligible expense. 

Discounts may be available for users who do not have insurance coverage, and subscriptions tend to be affordable at $70 to $100 per week. Subscription costs may vary depending on location, referral source, preferences, and therapist availability.

How does BetterHelp work?

BetterHelp is a 100% online platform that connects users with licensed mental health care providers. It aims to match each user with the right therapist who can develop a personalized development plan and guide them toward personal growth and healing. Online therapy sessions can take place via video call, phone call, or online chat, and virtual therapy can occur from any location with a strong internet connection and personal device.

How do I know if therapy is right for me?

Therapy may be right for you if you’re interested in learning healthy coping skills, improving your mental wellness, or effectively navigating major life transitions. Individual therapy can also be a good choice for people who are living with high stress levels, anxiety disorders, depression, or other mental health conditions.

How soon can I meet with a therapist?

How long it takes to get matched with a licensed BetterHelp provider—such as a licensed marriage and family therapist (LMFT) or licensed professional counselor (LPC)—depends on provider availability. Once you’ve been matched with a provider, you can schedule your first session. Depending on your therapist’s calendar, you may be able to book a session within a few days to a few weeks.

What types of care can I access through BetterHelp?

BetterHelp provides individual therapy services. Each provider may have a different approach to the process, and BetterHelp therapists specialize in various modalities, including cognitive behavioral therapy (CBT), acceptance and commitment therapy (ACT), exposure and response prevention (ERP), and more. It can be important to note that BetterHelp does not offer medication management services.

Who are the BetterHelp therapists?

The mental health providers who work on the BetterHelp platform include licensed marriage and family therapists, licensed psychologists, licensed mental health counselors, licensed professional counselors, and licensed clinical social workers. Each provider has a master’s degree or a higher academic degree and at least three years and 1,000 hours of hands-on experience. They are also required to be qualified and licensed by their respective state boards.

Is online therapy more affordable than in-person therapy?

Without insurance, a BetterHelp subscription ranges from $70 to $100 per week, billed weekly or monthly. Meanwhile, in-person therapy without insurance can cost $100 to $350 per session. Online therapy tends to be a more cost-effective way for individuals to get the professional support they deserve.

Note that some BetterHelp providers may be considered in-network by certain Florida insurance plans. Check your plan’s directory or contact your insurance provider directly for more information. If you have an HSA or FSA, that may be another way to cover the cost of online therapy through BetterHelp, as the platform accepts HSA/FSA cards.

What can I expect at my first therapy session?

Your first therapy session can be an opportunity to get acquainted with your therapist and begin to build rapport. Your therapist may introduce themselves, talk about their approach to the therapy process, and ask questions about you and the reason you’ve decided to seek support. This initial discussion may help your therapist formulate a treatment plan catered to your specific goals. Throughout future sessions, you and your therapist can dig more deeply into your concerns and go over healthy coping skills for the challenges you’re facing.

How can I get started with BetterHelp?

Getting started with BetterHelp is simple. You can begin by completing the intake questionnaire, which asks a few questions about your current mental health concerns and your preferences in a licensed therapist. After you’ve finished signing up, you can be matched with a suitable mental health professional. 

If you’d prefer to choose your therapist, you can navigate to the BetterHelp website and click “Find a Therapist” at the bottom of the homepage. Once you enter your location, you can choose from several local therapists by clicking “Get started” under the photo of your preferred provider. If this provider is unable to take you on as a client, you’ll be matched with another therapist.