For those seeking online therapy options, Panama City, FL offers a variety of licensed professionals dedicated to helping clients improve their mental well being. These therapists provide psychotherapy services designed to address a range of issues and foster personal growth.

Therapists in Panama City often create a supportive environment to ensure clients feel comfortable and understood. This compassionate understanding can help clients manage stress and develop effective stress management techniques. The goal is to build a strong connection with clients, helping them deal with current challenges and plan for a healthier future.

Whether you are in Panama City Beach or the surrounding areas, you can find professionals who are committed to your well-being. Instead of commuting to a main office, you can receive therapy from the comfort of your home with online therapy. Engaging in therapy can be a significant step towards achieving lasting mental well being and personal growth.

Please see the therapist profiles below for more information on the different therapists available online.

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Psychologist Melissa Nadler providing different types of therapy in Panama City

Melissa Nadler

Clinician
License Type(s): FL LMHC MH7436, NJ LPC 37PC00792400
Mental Wellness Specialties: Stress, AnxietyAddictionsGriefDepression
26 years offering treatment

I am a Licensed Mental Health Counselor and Licensed Professional Counselor who uses several therapeutic styles including cognitive/behavioral and reality therapies. My strengths include empathy, compassion, humor, and sensitivity to any issue that is brought to the "couch." My job is to help you help you and in doing so I am along for the ride and journey of self-discovery, healing, and growth. I work with a varied clientele covering many different issues and feel that my approach is both inviting and invigorating in terms of allowing clients the opportunity to find a healthy path that was designed especially by them for them. I have experience with many different clientele and therapeutic settings including private practice, community agency, legal system, and college counseling center. I have worked in the prison/court systems, private practice, and college counseling center, and feel that I have the perspective that is necessary and desired for a successful therapeutic relationship. I am involved in the Veterinary Community of Central Florida as a consultant, therapist, and wife of a local veterinarian. I have a Bachelor of Science majoring in psychology. I also have both a Masters and Specialist Degree in Education with a focus in Mental Health Counseling. All three of these degrees are from the University of Florida. I am a Licensed Mental Health Counselor in the State of Florida and New Jersey.

Psychologist Marylise Zwarts providing different types of therapy in Panama City

Marylise Zwarts

Clinician
License Type(s): FL LMHC MH16940
Mental Wellness Specialties: Relationship issuesTrauma and abuseGriefAnger managementSelf esteem
25 years offering treatment

Congratulations for taking the first step into getting better! If you’re here because you are struggling and you want some help, it is essential to find the therapist that is right for you… Maybe you’re just tired of feeling stuck or feeling not good enough. Or maybe you’re exhausted to repeat the same patterns, to keep getting into the wrong relationships. Maybe you can’t get over that person you lost… Maybe you’re looking for help because of disturbing memories that are haunting you, because you can’t take anymore the nightmares, the urges, and the fear. Maybe you feel that nobody understands what you are going through, that nobody can help you to get better NOW ! What if I tell you that therapy can be a fast road to feeling good with yourself? What if I tell you that you can get up in the morning excited about a new day, confident that you’ll make the right choices, happy to face whatever life will be bringing up? Ok don’t get me wrong: therapy is not miracle. You’re not going to get up tomorrow morning in an ideal world without having to put some effort into getting well. But if I do my job, and if you do your part, you can quickly feel better and then work your way towards a happy life, whatever that word means to you. Yes, the right therapy with the right person offers incredible breakthroughs, facilitate closure and can lead to a newer version of you ! Now let me tell you more about me. I am a Licensed Mental Health Counselor with a Master’s Degree in Clinical Psychology. I have been practicing for fifteen years in France and in the USA as a mental health counselor and fully trained EMDR therapist. I offer my services for individuals and couples, online and face-to-face. But beyond the academic credentials, I have always believed in the importance to meet people where they are, and where they need help. As a trauma specialist and EMDR clinician, I practiced in various countries and environments (including not-for-profit organizations, mental health institutions, residential substance abuse programs, private practice), and I got to meet clients experiencing all sorts of emotional and behavioral disorders. I have been counseling patients feeling stuck, underachieved, burnt out, anxious, depressed and unhappy, but also persons who are suffering from overwhelming feelings due to substance abuse, phobia, loss, grief, eating disorders, suicidal ideation, PTSD, trauma and addiction... I believe that fast progress is a fantastic motivation, so I use my skills and energy towards that goal : I want you to feel better now, so we can work at making you feel good about yourself in any circumstances. I strongly believe that everyone has inner resources to recover from difficult experiences. I am here also to help you reinforce your ego and have a positive perception of yourself. As therapy is not one size fits all, I use a variety of therapeutic techniques, such as the person-centered approach (Carl Rogers), Cognitive and Behavioral approach (CBT), solution focused brief therapy (SFBT), the psychodynamic approach and EMDR, to guide my clients through a fast healing process. My ultimate goal ? Help you to embrace your life without needing my help (or any therapy) anymore. Together we can get you to feel independent, confident and free to make the choices that are right for you.

Psychologist Dr. Jo Ann Lee providing different types of therapy in Panama City

Dr. Jo Ann Lee

Clinician
License Type(s): FL Psychologist PY5608
Mental Wellness Specialties: Stress, AnxietyGriefAnger managementDepressionADHD
30 years offering treatment

I am a licensed Clinical Psychologist in the state of Florida with 25 years of experience, working with clients with depression, stress, anxiety, relationship issues, parenting problems, bereavement issues, issues of sexuality, ADHD, and job-related problems. I have experience working with incarcerated populations, and have helped people cope with the isolation and separation involved, with dealing with the emotional and physical abuse in their past, and with transitioning back into open society. I believe in treating each client with warmth and respect, and value each person for their own individuality. My style combines Cognitive Behavioral. Humanistic, and Solution-Focused therapies, and is always directed by the specific needs of my clients. I respect those that have the courage to address their issues and look forward to supporting and empowering you to make the changes needed for a fuller and happier life. Because I am licensed in Florida, all online therapy, by law, must be video. If you have a problem with this, please click on the upper right hand corner of your page and choose change therapist. Be sure and specify that you want a therapist that is NOT licensed only in Florida, and why. Thank you

Psychologist James Saganowich providing different types of therapy in Panama City

James Saganowich

Clinician
License Type(s): FL LMHC MH10388
Mental Wellness Specialties: Stress, AnxietyRelationship issuesSelf esteemDepressionCoping with life changes
21 years offering treatment

I am a Licensed Mental Health Counselor in Florida with 21 years of professional work experience. I have experience in helping clients with stress and anxiety, relationship issues, motivation, self esteem, and confidence, & depression. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to sign up for therapy can take courage and I am proud of you for getting started!

Psychologist Ian Aiuto providing different types of therapy in Panama City

Ian Aiuto

Clinician
License Type(s): FL LCSW SW18710, KY LCSW 255240
Mental Wellness Specialties: Stress, AnxietyAddictionsLGBTTrauma and abuseDepression
6 years offering treatment

Developing a meaningful connection with a personal therapist can lead to long-lasting benefits. While this may prove difficult for some, therapist Ian Aiuto helps clients identify ways to overcome the factors that often prevent them from leading the life they ultimately desire. If you don't have a good relationship with your counselor, you won't make progress you are hoping to achieve. I want to provide you with some information about me to help you decide if my experience and style is the right match for you Barriers may include: Anxiety Depression Grief or loss Relationship and boundary issues Substance Use Disorder Sex Addiction "Most people will encounter anxiety and depression at some point in their life, but many will not seek help," Ian says. "It takes great strength to seek help. I want clients to recognize that there is assistance available to them." Therapy can help conquer feelings of: Shame Embarrassment Helplessness Hopelessness Ian will assist you: Discover solutions to your difficulties Engage in beneficial behaviors and thought patterns Remain neutral Help with accountability Ian's work as an adult medical social worker has given him useful insight and experience in helping people overcome grief, manage mental health issues, and find helpful resources in your area. When you're confronted with a personal crisis, talking to a trained therapist can help you conquer those things that hold you back. I look forward to hearing from you. Sincerely, Ian T Aiuto MSW, LCSW

Psychologist Tammy Horn providing different types of therapy in Panama City

Tammy Horn

Clinician
License Type(s): FL LMHC MH5884
Mental Wellness Specialties: Stress, AnxietyAddictionsTrauma and abuseIntimacy-related issuesDepression
25 years offering treatment

Hi! My name is Tammy. I am a licensed mental health therapist in Florida (US) with a positive and hopeful outlook! I have over 20 years of counseling experience. I have worked with clients with a wide range of concerns including depression, anxiety, family conflicts, coping with grief and loss, parenting issues, social behavior, and crisis counseling. As well as trauma related issues, sexuality and work related concerns. I have a sense of humor and maintain a hope for the future. It is an honor to work with another person, to gain their trust and help them figure out what's going well, what is causing concern or distress, and to help them find small steps toward a resolution and personal growth. The first few sessions start out with a person-centered therapy approach. However, the information collected in the first few sessions may lead to a better suited theory. I feel that issues like depression or anxiety can be helped with cognitive behavioral therapy. CBT has also been great when working with adolescents who struggle with aggression and conduct disorders. I find dialectical behavior therapy techniques to be useful in a counseling setting as well. My counseling style and approach really depends on the client and what best fits the situation. Person-centered therapy, CBT, and DBT have been my main approach and style. My clients typically meet with me once weekly for 45 minutes. We begin by building rapport and learning about the issues that brought them to seek counseling. It is important to establish a trusting, ethical, therapeutic relationship by form of congruence, unconditional positive regard, and empathy in the beginning. Sometimes a person-centered approach leads the client to discover the answers for themselves. My counseling style is primarily Cognitive-Behavioral Therapy (CBT) and Brief Solution Focused Therapy so we can develop a plan to help you feel better as soon as possible. Most of the time you will have "homework", which will allow you to identify core beliefs and change the way you feel. We can do short extra sessions during the week, especially during your first month or two, to be sure you have a good foundation for getting your goals met. Whether you are seeking change for a healthier happier life, or just need a non judgmental ear to listen, I am here to support and empower you. I look forward to working with you! Getting to know yourself, take good care of yourself and live well day to day creates more of an ease in life, and affords you time and a place to resolve deeper issues or past trauma.

Psychologist Kathleen Carpentier providing different types of therapy in Panama City

Kathleen Carpentier

Clinician
License Type(s): FL LCSW SW8280
Mental Wellness Specialties: AddictionsRelationship issuesTrauma and abuseIntimacy-related issuesDepression
22 years offering treatment

I am licensed therapist with over 20 years of professional work experience. I want to congratulate on your bravery and willingness to seek out clarity on your issues. I believe you are the expert in you. I am here to support you in that process and to provide tools to get that clarity. Your progress is yours. I am like a dentist in poking around and finding sensitive issues. Understand we all move forward at our own personal pace; concentrate on the forward motion not the speed! I will help you understand life changes and develop skills you need to adapt. Take my hand. Thank you Kathy

Psychologist Wayne Rowan providing different types of therapy in Panama City

Wayne Rowan

Clinician
License Type(s): FL LCSW SW18237, NY LCSW 090784
Mental Wellness Specialties: Stress, AnxietyAddictionsRelationship issuesTrauma and abuseDepression
18 years offering treatment

I am a licensed therapist in both Florida and New York (LCSW). I bring over eighteen (18) years of dedicated experience in supporting individuals through complex life challenges. The last four (4) of those years were with Betterhelp. My professional approach is based on a Strengths Perspective. It centers on helping clients achieve emotional wellness, with specialized expertise in addressing depression, anxiety, relationship dynamics, and especially, addiction recovery. I am a Master's Level Certified Addiction Professional (MCAP) in Florida and a Certified Addiction & Substance Abuse Counselor (CASAC) in New York. I focus on empowering individuals to develop deeper self-understandings of themselves, to improve their communication skills, and to overcome the personal barriers in their way. My practice is particularly attuned to supporting older adults and individuals experiencing workplace challenges, isolation in general, and stressful life transitions. My therapeutic style emphasizes a compassionate, goal-oriented path through collaborative work and guided discovery. The aim is to explore personal growth, to heal from past experiences, and to develop meaningful strategies that help generate more fulfilling lives. Whether you're struggling with emotional pain, seeking purpose, or working through interpersonal challenges, we'll put our heads together and work to resolve those issues. I provide supportive, non-judgmental care in relationships that are neither normal-abnormal, ordinate-subordinate, nor superior-inferior.

Psychologist Dr. Jacqueline Jennette providing different types of therapy in Panama City

Dr. Jacqueline Jennette

Clinician
License Type(s): FL Psychologist PY3690
Mental Wellness Specialties: Relationship issuesTrauma and abuseGriefParenting issuesCoping with life changes
35 years offering treatment

I am licensed in Florida with 35 years of professional work experience. I have experience in helping clients with trauma, abuse, grief, and other psychologically related issues. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to sign up for therapy can take courage and I am proud of you for getting started!

Psychologist Marianne Penichet providing different types of therapy in Panama City

Marianne Penichet

Clinician
License Type(s): FL LCSW SW19827
Mental Wellness Specialties: Relationship issuesTrauma and abuseSelf esteemDepressionCoping with life changes
26 years offering treatment

I am licensed in Florida with 25 years of professional work experience. I have experience in helping clients with relationship issues, trauma and abuse, motivation, self esteem, and confidence, & depression. I believe that you are the expert of your story and that you have many strengths that will assist you in overcoming things that challenge you. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support you in that process.

Psychologist Lynn Scott providing different types of therapy in Panama City

Lynn Scott

Clinician
License Type(s): FL LMFT MT4849
Mental Wellness Specialties: Stress, AnxietyRelationship issuesFamily conflictsGriefIntimacy-related issues
10 years offering treatment

I am licensed in Florida with 12 years of professional work experience. I have experience in helping clients with stress and anxiety, relationship issues, family conflicts, & coping with grief and loss. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support you in that process.

Psychologist Isabella Gonzalez providing different types of therapy in Panama City

Isabella Gonzalez

Clinician
License Type(s): AZ LCSW LCSW-21624, FL LCSW SW25675
Mental Wellness Specialties: Stress, AnxietyAddictionsRelationship issuesSelf esteemDepression
7 years offering treatment

As a licensed therapist in Arizona and Florida, I specialize in supporting individuals through complex emotional landscapes. My approach is deeply compassionate and tailored to each person's unique journey. I have extensive experience addressing challenges like anxiety, depression, relationship dynamics, and personal growth. My therapeutic practice centers on creating a safe, affirming space where clients can explore their experiences and develop meaningful strategies for healing. I draw from evidence-based approaches to help individuals navigate life transitions, build self-esteem, and cultivate resilience. I am committed to working with diverse populations and understanding the nuanced intersections of identity, culture, and personal experience. Whether you're struggling with social anxiety, relationship issues, or seeking deeper self-understanding, I'm dedicated to walking alongside you with empathy and professional expertise. My goal is to empower you to discover your inner strengths, challenge limiting beliefs, and create positive, sustainable change in your life. Together, we can develop practical tools that support your emotional well-being and personal growth.

Psychologist Hannah Stucky providing different types of therapy in Panama City

Hannah Stucky

Clinician
License Type(s): FL LCSW SW23656
Mental Wellness Specialties: GriefCoping with life changesCompassion fatigue
4 years offering treatment

I am licensed in Florida with 4 years of professional work experience. I have experience in: coping with grief and loss, coping with life changes, caregiver burden & compassion fatigue. I believe in treating everyone with respect, sensitivity, and compassion. I will tailor our dialogue and treatment plan to meet your unique and specific needs. Taking the first step to sign up for therapy takes courage and I am proud of you for getting started!

Psychologist Phillip Gonzalez providing different types of therapy in Panama City

Phillip Gonzalez

Clinician
License Type(s): FL LMHC MH24823
Mental Wellness Specialties: Stress, AnxietyTrauma and abuseAnger managementSelf esteemDepression
4 years offering treatment

I am licensed in Florida with 4 years of professional community agency experience. I have participated in helping clients with depression, stress, anxiety, trauma, abuse, anger management, motivation, self esteem, as well as many other mental health struggles. I believe in treating everyone with respect, sensitivity, and compassion. I will tailor our dialog and treatment plan to meet your unique and specific needs. Taking the first step to seek a more fulfilling and happier life takes courage, so I thank you for being brave and I am here to support you in that process.

Find a Therapist Near You in Panama City , Florida

Finding a licensed therapist near you in Florida can be an important step toward improving your mental health and overall well-being. Whether you’re dealing with anxiety, depression, relationship challenges, stress, or major life changes, working with a qualified mental health professional can offer meaningful support.

Florida is home to people with diverse mental health needs across urban, suburban, and rural communities. Online therapy makes it easier to connect with a therapist near you without being limited to nearby offices. BetterHelp connects you with licensed therapists authorized to practice in Florida, allowing you to attend sessions online from the comfort of your home.

Why work with a licensed therapist near you?

Working with a licensed therapist near you ensures that your provider meets state licensing requirements and professional standards in Florida (FL). Licensed therapists use evidence-based approaches to help individuals manage emotional challenges, develop coping skills, and work toward personal goals.

People seek therapy for many reasons. Some are navigating ongoing mental health concerns, while others want guidance during stressful periods or major life transitions. You do not need a mental health diagnosis to work with a therapist. Many individuals seek therapy to improve communication, strengthen relationships, manage stress, or gain greater self-awareness.

Online therapy can be especially helpful for people living across Florida, where access to in-person mental health care may vary by location.

What concerns can therapists help with?

Therapists on BetterHelp support adults across Florida with a wide range of mental health concerns and life challenges, including:

Therapists use approaches such as cognitive behavioral therapy (CBT), dialectical behavior therapy (DBT), and other evidence-based methods tailored to individual needs.

Online therapy vs. in-person therapy in Florida

When searching for a therapist near me in Florida, many people compare online therapy with traditional in-person care. Online therapy offers several potential advantages:

  • Greater accessibility: Attend sessions from anywhere with an internet connection
  • Reduced wait times: Many people are matched in as little as  24-48 hours, faster than typical in-person availability
  • Flexible scheduling: Sessions that fit around work, family, or school commitments
  • Expanded provider options: Access licensed therapists across Florida, not just nearby offices

Research shows that online therapy can be effective for many mental health concerns. Online therapy may also reduce barriers such as transportation challenges, long commutes, or limited local availability, especially in larger or more rural counties across Florida.

Finding a therapist near me that accepts insurance

Many people looking for a therapist near me in Florida want to know whether insurance is an option.

Many providers on BetterHelp now accept major insurance carriers in select states. In many states, certain therapists on BetterHelp may be in-network with specific insurance plans. Coverage depends on your plan, provider, and therapist availability.

When sessions are covered, insured members typically pay an average copay of about $19 per session. Coverage varies by state and provider availability, so it’s important to check your in-network status directly on the BetterHelp site.

If insurance coverage is not available, BetterHelp’s flexible subscription model remains an option, with online therapy typically costing $70 to $100 per week, billed weekly or monthly. Additional discounts or financial aid may also be available for a lower price.

How BetterHelp helps you find the right therapist in Florida

BetterHelp simplifies the process of finding a therapist near you in Florida without requiring you to search through tons of profiles on your own.

Here’s how it works:

  1. Complete a brief questionnaire about your needs, preferences, and goals
  2. Get matched with a licensed therapist authorized to practice in Florida (FL)
  3. Begin online therapy sessions through video, phone, or live chat

BetterHelp works with one of the world’s largest networks of licensed therapists, with over 30,000 qualified providers globally. Many members are matched in as little as 24 to 48 hours, and 93% of user preferences are met during the matching process.

You can request a new therapist at no additional cost if your needs or preferences change.

Therapists near you in Florida

Below, you’ll find licensed therapists authorized to provide online therapy to adults across Florida, including residents in Panama City.

Each provider meets state licensing requirements and has experience supporting clients with a wide range of mental health concerns using evidence-based therapeutic approaches.

Please note: Therapists on BetterHelp in Florida do not provide psychiatric medication management or formal diagnoses.

Frequently asked questions about finding a therapist near me

How much does therapy cost near me?

Therapy costs vary depending on provider and location. In-person therapy sessions may cost $100 to $200 or more per session. BetterHelp offers online therapy subscriptions that typically range from $70 to $100 per week, billed weekly or monthly, depending on factors such as location, source, preferences, and therapist availability. Additional discounts or financial aid may also be available for a lower price. BetterHelp now accepts major insurance plans in select states and members pay an average copay of $19 per session. Coverage varies by plan, provider, and therapist availability. You can check coverage on the BetterHelp site.

Does BetterHelp accept insurance?

Yes. Many providers on BetterHelp now accept major insurance carriers in select states. In many states, certain therapists on BetterHelp may be in-network with specific insurance plans. When sessions are covered, insured members typically pay an average copay of about $19 per session. Coverage varies by plan, provider, and therapist availability. You can check coverage on the BetterHelp site.

Is online therapy effective?

Yes. Research shows that online therapy can be effective for many mental health concerns, including anxiety, depression, stress, and relationship challenges. Online therapy allows you to connect with a licensed therapist without commuting to an office.

Do I need a diagnosis to see a therapist?

No. You do not need a mental health diagnosis to seek therapy. Many people work with a therapist for stress management, relationship concerns, grief, life transitions, or personal growth.

How quickly can I start therapy?

Many people are matched with a licensed therapist in as little as 24 to 48 hours after completing the initial questionnaire. Match times may vary based on preferences and therapist availability.

Can I switch therapists if it’s not the right fit?

Yes. If you feel your therapist is not the right match, you can request to be matched with another licensed provider at no additional cost. You are able to do so through the BetterHelp user portal and select switch therapists if needed.

Is online therapy private and secure?

Online therapy through BetterHelp allows you to communicate with your therapist in a discreet  setting through video, phone, or messaging tools.

Finding therapy with a therapist in Panama City can change your life. Expert therapy provides the most valuable insights into managing stress, building resilience, and nurturing emotional growth. With the personalized guidance and compassionate support, from a licensed mental health therapeutic expert serving clients in your area, you can gain therapy tools to overcome life’s obstacles and improve overall well-being. It's beneficial to embrace therapy in order to unlock new paths toward happiness and lasting self-improvement. Experience renewed strength and clarity with BetterHelp online therapy services and therapists. Seeking expert therapeutic guidance from a seasoned therapy counselor can foster resilience and personal growth. Embracing professional therapy allows individuals to address their emotional challenges effectively while gaining theraprutic insight and self-assurance. Therapy enhances overall well-being, inspires healthier relationships, and empowers you to navigate their life's obstacles with renewed clarity and confidence beyond measure.
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