Therapy Covered By Insurance in Tampa

Medically reviewed by April Justice, LICSW
Updated November 24th, 2025 by BetterHelp Editorial Team

Talk therapy can help people living in Tampa work toward improved mental wellness. Requesting a list of in-network therapists is usually the first step toward finding therapy covered by insurance in Tampa. You can also see if any BetterHelp therapists who serve this area accept your insurance. BetterHelp can be an affordable option for many even without insurance.

Therapy with insurance, $19 average co-pay*

BetterHelp works with most major insurance plans so you can access therapy affordably. Insured members pay an average co-pay of around $19 per session.

Find a covered therapist

*Average co-pay based on insured BetterHelp members. Actual costs vary by plan, provider, and therapist availability.

How do I find therapy covered by insurance in Tampa?

To find therapy covered by insurance in Tampa, you might consider connecting with a therapist through BetterHelp. BetterHelp is working with select insurance carriers to join their network in Florida, and some therapists in Tampa on BetterHelp may be in network with certain health plans. You can also use BetterHelp without insurance, as BetterHelp’s flexible subscription model continues to be an option for receiving quality care from an extensive network of qualified therapists.

If you prefer to seek in-person therapy covered by insurance, you can contact your insurance company to ask if there are in-network providers offering therapy in your local area. 

Relief you need made possible. 

BetterHelp can help you find an in-network therapist who understands your needs and supports your goals. Coverage may vary by provider, plan, and therapist availability.

30,000+
licensed providers with diverse backgrounds and specialties
115+
clinical specialties and therapeutic approaches available
93%
find a provider who fits their unique needs, goals, and preferences
72%
report improvement in symptoms after receiving care through BetterHelp
Find your match

Source: State Of Stigma Report, 2025

How does BetterHelp work?

Through BetterHelp, you can connect with a licensed therapist for online therapy sessions from wherever you have an internet connection. To get started, simply fill out a brief questionnaire and then get matched with a therapist based on your therapy objectives and preferences. Once you have been matched with a therapist, you can schedule your first live therapy session, either via phone, video, or live chat. 

How it works

1
Tailored match
We can match you with a licensed therapist. Select insurance plans are now accepted. Coverage may vary by plan, provider, and therapist availability.
2
Brief assessment
Answer a few questions about your needs, goals, and preferences to help us find your right match.
3
Start therapy
If your provider on BetterHelp is in-network, schedule one covered live-session each week.

How do I know if therapy is right for me?

Therapy can be a valuable tool for anyone who is looking to improve their mental health. In therapy sessions with a qualified provider, you may be able to:

  • Gain insight into your thought and behavior patterns
  • Develop coping skills to navigate trauma from past experiences, such as emotional or sexual abuse
  • Learn ways to manage any symptoms of mental disorders, such as anxiety or depression
  • Take steps to improve your mental wellness and overall well-being

30,000+ therapists with diverse specialties

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How soon can I meet with a therapist?

How soon you’ll be matched with a therapist through BetterHelp depends on therapist availability. Once you match with a therapist, you can schedule your first live session. 

What types of care can I access through BetterHelp?

Through BetterHelp, you can find individual therapy offered entirely online from qualified therapists. Depending on your particular needs and your therapist’s areas of expertise, your therapist may draw on various approaches throughout your sessions, such as: 

  • Cognitive behavioral therapy
  • Solution-focused therapy
  • Person-centered therapy
  • Grief therapy
  • Narrative therapy

Who are the BetterHelp therapists?

BetterHelp works with an extensive network of qualified therapists. All of the professionals providing therapy services through the BetterHelp platform are required to be licensed in their state or jurisdiction, hold a relevant academic degree in their field, and have at least three years of experience. 

The therapists on the BetterHelp platform hold a variety of titles, such as: 

  • Licensed mental health counselor (LMHC)
  • Licensed marriage and family therapist (LMFT)
  • Licensed clinical social worker (LCSW)
  • Licensed professional counselor
  • Licensed psychologist (Phd/PsyD)

Is online therapy more affordable than in-person therapy?

Without insurance, online therapy is typically more affordable than in-person therapy:

  • The cost of in-person therapy without insurance is typically around $100 to $350 per session
  • The cost of BetterHelp online therapy without insurance ranges from $70 to $100 per week

With health insurance, the most affordable therapy option may depend on your insurance provider and plan, as all insurance plans are different. 

Note that some BetterHelp therapists may now accept select Florida insurance plans, which can lower the cost of online care. For questions about your specific benefits and insurance coverage, contact your insurance company directly. 

In-Person Therapy

$100–$350 / session

BetterHelp Out of Pocket

$70–$100 / week *

What can I expect at my first therapy session?

In your first therapy session, your therapist will likely spend some time introducing themselves and asking you questions to better understand why you are seeking therapy and what you hope to accomplish throughout the therapy process. The first therapy session is often about gathering information, cultivating a positive relationship, creating a safe and respectful space for you to share your concerns, and setting the stage for your future therapy sessions. 

You can connect with a therapist covered by 
your insurance

Flexible options, easy scheduling, and care that fits your life. Coverage may vary by plan, provider, and therapist availability.

Find a covered therapist

How can I get started with BetterHelp?

If you’re ready to get started with BetterHelp, you can fill out a short questionnaire about yourself, your current concerns, and your therapist preferences. You can then be matched with a therapist who aligns with your needs.

For additional help and support with your concerns
The information on this page is not intended to be a substitution for diagnosis, treatment, or informed professional advice. You should not take any action or avoid taking any action without consulting with a qualified mental health professional. For more information, please read our terms of use.
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