How Much Does Therapy Cost?

Medically reviewed by Melissa Guarnaccia, LCSW
Updated June 21, 2024by BetterHelp Editorial Team

Paying for an online psychologist, therapy sessions, or mental health services can present a significant challenge for a variety of people. There are numerous things you can do to find effective therapy or other mental health care services, though it can feel challenging to know which mental health service to choose and how to envision the long-term process when it comes to cost. 

Mental health care and mental health disorders can be complex, showcasing the need for complex solutions. A mental health provider can work online or in person to offer support. Depending on your insurance plans and budget, online therapy can be a more budget-friendly choice for mental health care. 

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How much does therapy cost for the average person? 

Finding a precise answer to "How much does therapy cost?" can be challenging, as the mental health industry can be complex. The average cost of a therapy appointment may depend on what type of therapy you receive, such as family or couples counseling, and whether your insurance even covers mental health therapy/treatment and therapist visits. Whether you attend in-person treatment or online treatment can also make a difference.

Consider the type of treatment you seek, the modalities therapists offer in your area, health insurance coverage plan coverages, and other benefits, such as employee assistance for mental health coverage or whether you qualify for coverage under the Affordable Care Act. 

It can be important to note that free therapy opportunities rarely exist, although some community mental health agencies and universities offer free services. Still, it can be possible to find low-cost options to address various mental health concerns.

Will insurance generally affect the price of therapy services?

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