Does Anthem blue shield pay for this?
Hello,
This is a fair question, and it's great that you're thinking about ways to make online therapy more accessible for yourself.
BetterHelp accepts insurance through many major insurance plans, and many providers on BetterHelp are in-network with plans such as Cigna, Aetna, UnitedHealthcare, and regional Blue Cross Blue Shield plans—including Anthem. When sessions are covered, eligible members' average copay is $23 per session. Insurance availability and coverage may vary by state, plan, provider network, and therapist availability.
If a plan isn't available in a given state, BetterHelp's flexible subscription model can be a quality alternative, with plans typically ranging from $70–$100 per week based on location, referral source, preferences, therapist availability, and any discounts that apply. Many people can also use HSA or FSA funds to help pay for therapy, as it's generally a qualified medical expense (eligibility varies by plan). To explore your options, take a look at insurance options with BetterHelp.
BetterHelp also offers financial assistance through member services for those who need additional support. Community support groups and online forums can be helpful options as well for anyone who isn't able to access therapy right now. Know that you are not alone in this, and there are ways to find the support you need.
Frequently asked questions
Does BetterHelp accept insurance?
Yes—BetterHelp accepts insurance through many major insurance plans, though availability and coverage may vary by state, plan, provider network, and therapist availability.
What does the average copay look like for eligible members?
When sessions are covered, eligible members' average copay is $23 per session. Actual cost may vary by plan and deductible status.
Which major carriers work with BetterHelp providers?
Many providers on BetterHelp are in-network with plans such as Cigna, Aetna, UnitedHealthcare, and regional Blue Cross Blue Shield plans, including Anthem, CareFirst, and Highmark.
How can I check in-network status?
During signup, enter insurance information to view in-network status, available options, and estimated costs.
What if insurance isn't available in my state?
If a plan isn't available in a given state, BetterHelp's flexible subscription model can be a quality alternative for accessing licensed therapists.
Can I use an HSA or FSA for therapy?
Many people can use HSA or FSA funds to help pay for therapy, as it's generally a qualified medical expense. Eligibility may vary, so check with the plan administrator.
What if I can't afford therapy right now?
BetterHelp offers financial assistance through member services, and community support groups or online forums can also be helpful options in the meantime.
How does the subscription option compare when insurance doesn't apply?
When insurance isn't used, BetterHelp's subscription typically ranges from $70–$100 per week and provides the same licensed-therapist care, with pricing based on location, preferences, and available discounts.