Is there anyway I can use insurance? I won't be able to pay for a month.

I want to start but I don't have the money
I am concerned I have anger problems or some type of bipolar issue. Is there anyway I can use insurance. I really want to get better.
Asked by rosiecanto527
Answered
12/13/2020

Hello. We at BetterHelp are proud of you for reaching out and starting the process of growth and healing.

Taking the time to do research on where to get help has brought you to one of the top rated online therapy platforms.

Dealing with such feelings and unstable mood must be causing difficulty in your life. As a licensed therapist, I assure you, we are able to guide you forward in this journey of healing and answer your question fully.

BetterHelp does not accept insurance. However, they do offer certain financial discounts depending on your situation and whether you qualify. For example, some of BetterHelp's clients are unemployed and therefore only have to pay around $60 a week for therapy. This is much less than you would have to pay, sometimes even with insurance, to see an in-person provider. 

Wanting to get help and make a change in your life only to feel as it is unattainable due to the cost, has to be stressful. Your statement of "I won't be able to pay for a month" is a common concern and you are not alone with feeling and thinking this way.

I ask you to take a moment and genuinely ask yourself "have I sat down and tried to budget therapy for one month into my life?" Is there something you can do without for one month? Are there a few things you may be able to cut back on for a month? Have you tried to budget and include your NEED of therapy in this budget? 

When you need therapy, the cost may not be as important as starting sessions right away. Without the help you need, your mental health can deteriorate rapidly. Choosing to talk to a therapist can help you feel, think, and have in healthier, adaptive ways. Putting therapy as a top priority can help you take charge of your mental health. Prioritize your mental health and make sure you have the support that you need. Having unresolved anger and unstable moods that are not being processed appropriately and monitored by a professional could have long term and more expensive costs. You could potentially develop more severe mental health issues, have unplanned trips to the hospital (emergency room), or stays at the hospital.

We are all here because we know mental health does not have a time limit. The BetterHelp team wants to make therapy affordable, convenient, and effective for you. When you become a member, you are matched with a therapist within seventy-two hours or sooner. You will have access to your therapist more than the typical "once a week" through the BetterHelp chat option. As one of the licensed therapists on this platform, I speak with my clients a minimum of once a week if not more between our regular weekly sessions.

You are able to send urgent messages for those moments you need that extra care. Another thing you have access to a journal that only you can see. You can share it with your therapist if you choose to. The therapist has access to worksheets they can send directly to you via the private chat area. These are all included in the one price. There are no hidden fees. 

Additionally, our sessions are not banking hours (nine to five). We understand mental health needs happen at all times and all days of the week. Our schedule is created around what you need! Don't give up because of the cost. Reach out to the BetterHelp team and let us help you figure out how to get started. 

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(LCSW, CSAYC)