Is there anyway to get help to pay because I can't afford it I need the assistance for myself and p

I am a student, no insurance, I need help with addiction and mental support. I need to do a aoda assessment for probation officer and I have no help or support. And no where else to turn. I need help that I can't afford to get. I'm starting to break down and lose hope but I also don't want to lose everything that I've been working so hard at achieving already. Please, I need help.
Asked by Angel
Answered
05/28/2022

BetterHelp insurance coverage and payment options

Angel, thank you for reaching out. Wanting to get help for yourself and the people you love takes real strength, and cost should never stand in the way.

It may help to understand how BetterHelp insurance and payment options work. BetterHelp accepts insurance through many major insurance plans, and it is actively working with additional carriers to expand access to care.

Eligible members' average copay is $23 per session. Insurance availability and coverage may vary by state, plan, provider network, and therapist availability. You can learn more about online therapy with insurance on the BetterHelp site.

During sign-up, the site can show your in-network status, so you know what to expect before your first session. If your plan isn't available at this time, BetterHelp's flexible subscription model starting at $70 to $100 per week is a quality alternative.

This range can vary based on your location, referral source, preferences, therapist availability, and any applicable promotions. The subscription covers online therapy with a licensed therapist, so you can begin when you feel ready.

BetterHelp also offers financial aid and payment arrangements for those who qualify. To ask about options, you can email contact@betterhelp.com or call 888-688-9296, and the team can walk you through what fits your budget.

The AODA assessment your probation officer requires is a formal, in-person evaluation. That is different from ongoing online therapy, so a local provider can complete the documentation your probation officer needs.

For immediate support with addiction in Wisconsin, you can call 211 or 833-944-4673, or text your zip code to 898211. AddictionHelpWI.org lists local resources, and the Wisconsin Division of Vocational Rehabilitation may help with your school and work goals.

You are taking a meaningful step just by asking, Angel. Support is out there, and you deserve care that fits your life.

Frequently Asked Questions (FAQs)

Does BetterHelp accept insurance?

BetterHelp accepts insurance through many major insurance plans, and it is actively working with additional carriers to expand access to care. Coverage may vary by state, plan, provider network, and therapist availability.

What does the average copay look like for eligible members?

Eligible members' average copay is $23 per session. The exact amount may vary by state, plan, provider network, and therapist availability.

Which major insurance carriers work with BetterHelp providers?

BetterHelp accepts select Cigna and Evernorth behavioral health plans, plus select UnitedHealthcare plans. It also works with several regional Blue Cross Blue Shield plans, including Anthem, CareFirst, and Highmark, and many providers accept Aetna.

How can I check my in-network status on BetterHelp?

You can view your in-network status on the BetterHelp site during the sign-up flow. This lets you see what may apply before your first session.

What if insurance isn't available in my state?

If your plan isn't available at this time, BetterHelp's flexible subscription model starting at $70 to $100 per week is a quality alternative. This range can vary by location, referral source, preferences, therapist availability, and applicable promotions.

Can I use an HSA or FSA to pay for therapy?

Many people can use a Health Savings Account (HSA) or Flexible Spending Account (FSA) to help pay for therapy services. Therapy is generally considered a qualified medical expense, though eligibility may vary, so members can verify with their plan administrator.

What if I can't afford therapy right now?

BetterHelp offers financial aid and payment arrangements for those who qualify, and members can ask by emailing contact@betterhelp.com or calling 888-688-9296. Community clinics with sliding-scale fees and workplace Employee Assistance Programs (EAPs) can also help lower costs.

How does the subscription option compare when insurance doesn't apply?

When insurance doesn't apply, BetterHelp's subscription model starting at $70 to $100 per week offers a quality alternative for online therapy. Pricing can vary by location, referral source, preferences, therapist availability, and applicable promotions.